Yulistiyani, Basrowi, R. S. Sumarsih, M. F. C M, B. M. Saputra, M. F. Chairurrijal M, A. Ramdan, P. Chandrasekaran, H. Jaubin, and G. A. D. Viado. “The Influence of Liquidity, Profitability and Leverage on Financial Distress Conditions in State-Owned Banks Listed on the Indonesia Stock Exchange for the 2019-2023 Period”. Southeast Asian Journal of Science and Technology, Vol. 9, no. 1, Dec. 2024, pp. 237-45, https://sajst.org/online/index.php/sajst/article/view/326.