Gumba, Bernadette. “Socioeconomic Factors Influencing Participation in Mobile Money by Poor Fishing Families of a Municipality in the Philippines ”. Southeast Asian Journal of Science and Technology 4, no. 1 (December 27, 2019): 101-107. Accessed December 22, 2024. https://sajst.org/online/index.php/sajst/article/view/102.